Your Home

As Little as $3,000 Down

Not quite mortgage-ready?
Enroll in our Housing Counseling Program

Explore The Possibilities of Homeownership

Through Tacoma Habitat’s Homebuyer Program, Pierce County residents can own an affordable home made possible through our restricted resale/land lease model. In partnership with Tacoma Habitat, you are able to boost financial stability, increase security and self-reliance, and build wealth.

  • Home prices under $300k
  • Buyer down payment as low as $3,000
  • Monthly mortgage as low as $1,600/month*
    *inclusive of tax and insurance

Those eligible for the program must have household income* of at least $60,000/year, with a credit score of 620+, and willingness to attend homebuyer preparation classes. ENROLL IN A FREE HOMEOWNER ORIENTATION now and take the first step in building a secure future by OWNING YOUR OWN HOME.

*income can include child support, disability, Supplemental Security Income (SSI), etc.

Enroll in Homeowner Orientation

Enroll in a Free Homeowner Orientation

Learn about the process of owning your home through Tacoma Habitat. Our expert will walk you through who Tacoma Habitat is, the entire process from application to building to moving in, eligibility requirements— and, of course, answer all of your questions!

Making Your New Home a Reality

Our average home includes:

  • 3-4 bedrooms + 1-2 bathrooms
  • 1 car garage
  • 1,200 sq ft – 1,400 sq ft
  • Energy efficient
  • Single-family homes and townhomes

A neighborhood builder, Tacoma/Pierce County Habitat for Humanity has been constructing, renovating and repairing homes in the community since 1985. Affordable homeownership is the cornerstone of our work, partnering with income-qualified buyers to purchase homes and providing access to special financing tools which make homeownership more accessible.

Learn more about eligibility here.

Enroll in Homeowner Orientation
  • It’s very hard to have a house here—even when you’re saving. We tried so hard to save; we say we’re not going out, not eating out, just saving for a down payment. But it is never enough. And the landlord is always raising the rent. It is hard. I so appreciate everyone for what you do for my family and for our home.

    Thi | Homeowner since 2023
  • I just looked online and we went to the meeting. I didn’t think it would be possible. But the staff was very encouraging. It worked out. It was a long process – all of the sweat equity and the loan, the waiting… it was all hard. But it was worth it. Here we are.

    Sarah | Homeowner since 2017
  • I am just happy that I am able to give my kids stability and a future. They’ll know this has been my room since I was two years old or thirteen years old. That’s just a dream come true: The American Dream.

    Denise Nicole' | Homeowner since 2018
  • People from my background don’t usually make it to the other side. My son doesn’t really know nothing else besides sharing a room or a small space with me. It will be nice for him to have a place to call home and not be living with friends and family. I thank Habitat for making this dream possible for me.

    Corey | Homeowner since 2018

Not quite ready to sign up for an orientation?

Get our free Renting vs. Buying download and learn more about why Habitat Home could be right for you!

Get Started Now